Instagram

Instagram Money Calculator

Estimate your Instagram earnings from Reels, posts, and sponsored content. Our calculator uses 2026 engagement and CPM data to project realistic income.

How This Is Calculated

How We Calculate Your Instagram Earnings

Instagram monetization works differently from YouTube and TikTok. Our calculator estimates earnings using:

Estimated Earnings = (Views ÷ 1,000) × CPM Rate

Instagram earnings are influenced by:

  1. Engagement Rate: Instagram values engagement (likes, comments, saves, shares) heavily. Higher engagement translates to better algorithmic reach and higher CPM rates.
  2. Content Format: Reels currently receive the most algorithmic push and generate the highest ad revenue. Feed posts and Stories have different monetization models.
  3. Audience Demographics: Location, age, and purchasing power of followers directly impact how much advertisers pay to reach them.

Important: Instagram creator earnings are more heavily dependent on brand partnerships than platform-direct payments. Our calculator estimates platform ad revenue; actual creator income often includes significant sponsorship revenue not captured here.

How Much Do Instagram Creators Earn in 2026?

Instagram has expanded its monetization options significantly, with Reels bonuses, in-stream ads, and the subscription feature. However, the majority of Instagram creator income still comes from brand partnerships and sponsored content. Platform-direct CPM rates for Instagram Reels range from $1.00 to $5.00 for US audiences.

Instagram CPM by Country (2026)

CountryAverage CPMCPM RangeBrand Deal Premium
United States$3.50$1.50 – $6.00Highest brand deal rates
United Kingdom$3.00$1.20 – $5.00Strong beauty/fashion market
Canada$2.80$1.00 – $4.50Often grouped with US
Australia$2.50$1.00 – $4.00Health/wellness premium
Germany$2.20$0.80 – $3.50Automotive/tech niche
France$2.00$0.70 – $3.00Fashion capital premium
Japan$1.80$0.60 – $3.00Beauty/skincare market
Brazil$0.60$0.20 – $1.20Massive engagement rates
India$0.30$0.10 – $0.60Growing influencer market
Indonesia$0.25$0.08 – $0.50Muslim fashion niche

See how Instagram compares: YouTube Money Calculator | TikTok Money Calculator

Can You Make a Full-Time Income on Instagram?

Instagram income projections for a US-based creator (platform revenue only):

Monthly Reels ViewsPlatform RevenueWith Brand Deals
100,000 views$350$1,000 – $3,000
500,000 views$1,750$5,000 – $15,000
1,000,000 views$3,500$10,000 – $30,000
5,000,000 views$17,500$50,000+

Key insight: Instagram creators typically earn 5–10x more from brand sponsorships than from platform ad revenue. A creator with 100K followers can charge $1,000–$5,000 per sponsored post depending on engagement rate and niche.

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Frequently Asked Questions

How much does Instagram pay per 1,000 views?
Instagram Reels pay approximately $1.00 to $5.00 per 1,000 views for US audiences through the Reels Play bonus program and in-stream ads. Actual rates vary based on engagement and audience demographics.
How many followers do you need to make money on Instagram?
You can start earning with as few as 1,000 followers through brand collaborations. For Instagram monetization features, you typically need 10,000+ followers. Micro-influencers (10K-100K) often have the best engagement rates and ROI for brands.
Do Instagram Reels pay more than TikTok?
Yes, Instagram Reels generally pay 2-5x more per view than TikTok. However, TikTok tends to deliver more views due to its algorithm favoring content discovery over follower counts.
What is the best Instagram niche for making money?
Finance, beauty, fitness, and lifestyle niches tend to earn the most on Instagram. Finance creators can charge premium rates for sponsored content, while beauty and fashion creators benefit from high brand partnership demand.